Yesterday I came to Bandung Indonesia for attending sharing session on bank fraud investigation. We talked and discussed a lot about modus operandi how to make a fraud from a practical phising, e-bank tapping, carding until study case. There were three study case to share. It's about ATM case, Remote Desktop Protocol case and Clearing case. The study case showed the steps of action how to make a successful fraud, so that's why the contens were so sensitive. In this case we need to harden the bank security from knowing the modus operandi. If we know it well, we expect that we can close or patch the holes of breached security properly. No more fraud from such modus operandi.